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Hurricane Season 2025 – What Texans Need to Know

March 30 2025 Clinton D. Richey

Hurricane Season 2025 – What Texans Need to Know

Hurricane season rolls around each year, but no two seasons look the same. In Texas, preparation...

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Named Perils Versus Open Perils Explained

March 12 2025 Clinton D. Richey

Named Perils Versus Open Perils Explained

Choosing an insurance policy means deciding how much risk to take on and what protection fits...

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Landlord Insurance Statistics You Should Know in 2025

March 9 2025 Clinton D. Richey

Landlord Insurance Statistics You Should Know in 2025

Investing in rental property comes with financial risks, and insurance costs continue to climb....

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The Difference Between HO2 and HO3 Home Insurance Policies

February 28 2025 Clinton D. Richey

The Difference Between HO2 and HO3 Home Insurance Policies

Choosing the right home insurance policy means knowing what level of coverage fits your needs. HO2...

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How a New Roof Can Lower Your Home Insurance

February 25 2025 Clinton D. Richey

How a New Roof Can Lower Your Home Insurance

A roof does more than keep the rain out. It plays a major role in how insurance companies assess...

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Why Home Insurance Costs in Texas Are Rising and How to Lower Yours

February 23 2025 Clinton D. Richey

Why Home Insurance Costs in Texas Are Rising and How to Lower Yours

Home insurance in Texas has been on a steep climb, leaving many homeowners wondering why their...

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What Happens If You Drive Without Insurance in Texas?

February 5 2025 Clinton D. Richey

What Happens If You Drive Without Insurance in Texas?

Every driver in Texas is required to carry auto insurance, but some take the risk of driving...

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Key Statistics on Homeowners Insurance in Texas 2025

February 2 2025 Clinton D. Richey

Key Statistics on Homeowners Insurance in Texas 2025

Home insurance in Texas has seen major shifts in 2025. Prices continue to climb, more homeowners...

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When Does Insurance Cover Water Damage and Mold?

February 1 2025 Clinton D. Richey

When Does Insurance Cover Water Damage and Mold?

Water damage can lead to expensive repairs, and mold growth makes things even worse. Many...

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Excess Liability vs. Umbrella Insurance: Key Differences

August 10 2024 Clinton D. Richey

Excess Liability vs. Umbrella Insurance: Key Differences

What is the difference between excess liability coverage and umbrella insurance? Quick answer:...

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