May 27 2026 Clinton D. Richey
Car Insurance Statistics in 2026: Costs, Claims & Coverage Trends
Car insurance rates across the United States have changed dramatically over the past few years....
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March 5 2026 Clinton D. Richey
HO-5 vs. HO-3 vs. HO-A/B Policies: Choosing the Right Homeowners Form
In Texas, two homeowners can live on the same street, carry the same insurance company, and still...
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March 4 2026 Clinton D. Richey
How Your Credit Score Affects Home Insurance Rates in Texas (and How to Improve It)
Most Texas homeowners expect their premiums to rise because of things like hailstorms, hurricane...
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March 2 2026 Clinton D. Richey
What to Do If Your Home Insurance Is Non-Renewed or Canceled
Receiving a notice that your home insurance will end can feel like a setback. It often arrives...
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February 7 2026 Clinton D. Richey
Key Statistics on Homeowners Insurance in Texas 2025
Updated for 2026 using the latest data from the Texas Department of Insurance and leading...
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February 3 2026 Clinton D. Richey
Excess Liability vs. Umbrella Insurance: Key Differences
Updated for 2026 based on current liability coverage standards and real client cases we handle at...
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January 23 2026 Clinton D. Richey
Landlord Insurance Statistics You Should Know in 2026
Updated for 2026 by Richey Insurance Agency, based on current carrier pricing, underwriting...
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January 15 2026 Clinton D. Richey
Named Perils vs. Open Perils Insurance: What’s Actually Covered and What Isn’t
When people ask us about named perils versus open perils, they’re usually trying to answer one...
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October 5 2025 Clinton D. Richey
The Difference Between HO2 and HO3 Home Insurance Policies
Reviewed and updated for 2026 by the licensed Texas insurance advisors at Richey Insurance...
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October 4 2025 Clinton D. Richey
How a New Roof Can Lower Your Home Insurance
Updated for 2026 to reflect current Texas underwriting trends, claim data, and market...
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