22001 Northpark Dr, Ste 230, Kingwood, TX 77339 service@richeyinsurance.com quote@richeyinsurance.com

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Landlord Insurance Quote In Texas

Trusted Provider of Best Landlord Insurance in Texas

As a landlord in Texas, protecting your investment property and rental income is crucial. Specialized landlord insurance policies offer comprehensive coverage and peace of mind, ensuring that you are prepared for the unique risks and challenges that come with being a rental property owner.

Speak To Our Experts

281-360-4646

Don’t just take our word for it. See what our clients have to say about their experience with Richey Insurance Agency:
David Fisher
David Fisher
2024-02-29
Anytime I need something Linda is on top of it. I couldn’t ask for anything better.
Lisha Gilliam
Lisha Gilliam
2023-11-08
I would like to HIGHLY RECOMMEND Riches Insurance Agency for anyone that is shopping around for insurance!!! I am SO VERY HAPPY to say that collectively they just saved me $1,921/yr on my Home and TWIA insurance!!! Abbey is absolutely AMAZING, she is very thorough and helped me to understand all of my options!!!! Thank you very much, I greatly appreciate all your efforts!
Keith Dabney
Keith Dabney
2023-10-17
Very responsive, was able to make last minute policy changes.
john redington
john redington
2023-09-06
been happy here for years
Keith McDonald
Keith McDonald
2023-08-03
My wife and I have been with Richey Insurance for more than 10 years. Probably more than 15yrs. Of all that time, I feel we have very good customer service excluding one time during Covid when they was short on employees and a major insurance company closed policies so they were busy contacting customers and writing new policies. I like how they managed my accounts and hope they stay in business many more years! Lastly, we was helped by Neesha Heesen this last time. Very professional and kept me informed via phone, text and email.
Lisa C
Lisa C
2023-07-17
Everyone listen to my questions and worked to get me what I wanted.

Protect Your Rental Property with Landlord Insurance

At Richey Insurance Agency, we understand the importance of safeguarding your rental property from potential risks and liabilities. Whether you own a single rental unit or a portfolio of properties, having the right insurance coverage is essential.

Don’t leave your investment vulnerable – get a comprehensive landlord insurance quote today!

Typical Coverage of Landlord Insurance Policy

Here are the standard and optional coverages of a Landlord Insurance policy:

Dwelling Protection

Coverage extends to the rental property and its attached structures, including garages, porches, or decks.

Dwelling Protection

Coverage extends to the rental property and its attached structures, including garages, porches, or decks.

Fair Rental Income Coverage

In the unfortunate event of your rental property becoming uninhabitable due to a covered loss, this coverage helps compensate for the lost rental income. You can receive payments for up to 12 months while the property is being repaired or rebuilt.

Fair Rental Income Coverage

In the unfortunate event of your rental property becoming uninhabitable due to a covered loss, this coverage helps compensate for the lost rental income. You can receive payments for up to 12 months while the property is being repaired or rebuilt.

Other Structures Protection

Stand-alone structures on your property, such as garages and sheds, are covered separately to safeguard your entire investment.

Other Structures Protection

Stand-alone structures on your property, such as garages and sheds, are covered separately to safeguard your entire investment.

Premises Medical Protection

This coverage assists in covering reasonable and necessary medical expenses if a guest is injured in an accident on your rental property.

Premises Medical Protection

This coverage assists in covering reasonable and necessary medical expenses if a guest is injured in an accident on your rental property.

Liability Coverage

Protects you in case of lawsuits related to accidents, damage, or losses associated with your rental property. For instance, if a tenant is injured due to a property-related issue, liability coverage has you covered.

Liability Coverage

Protects you in case of lawsuits related to accidents, damage, or losses associated with your rental property. For instance, if a tenant is injured due to a property-related issue, liability coverage has you covered.

Optional Coverages for Enhanced Protection

  • Vandalism Coverage:
    Protects against damage caused by vandalism, covering repair or replacement costs for damaged items and belongings used for the rental property.
  • Burglary Coverage:
    Covers expenses for repairs or replacements in the event of a burglary, provided there is visible forced entry. Applicable only if the property has not been vacant for more than 90 consecutive days.
  • Rental Property Under Construction Coverage:
    If you are renovating or constructing a new rental property, this coverage protects the dwelling before it’s occupied.
  • Building Code Coverage:
    Helps cover increased costs associated with necessary fixes after a covered loss, addressing building codes, ordinances, or laws regulating construction, maintenance, or repair of your rental property.

Get in Touch

Protect your investment property and rental income with reliable landlord insurance. Contact Richey Insurance Agency today to discuss your landlord insurance needs and let us help you find the right coverage at the best rates.

Our experienced agents are dedicated to providing personalized guidance and assistance, ensuring you have the protection you need.

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Landlords Insurance

Why Choose Richey Insurance Agency?

Exceptional Service and Customer Satisfaction

At Richey Insurance Agency, we prioritize your satisfaction above all else. Our team of independent agents is committed to delivering exceptional service, providing personalized attention, and addressing your specific needs. We are here to answer your questions, explain all aspects of your policy, and give you peace of mind.

Extensive Knowledge and Expertise

With our extensive knowledge and expertise in the insurance industry, we understand the unique challenges and risks faced by landlords in Texas. We stay up-to-date with the latest trends and regulations to ensure that we can offer you the most relevant and comprehensive insurance solutions for your investment properties.

Customized Coverage Options

We recognize that every landlord and property is unique. That's why we offer customized coverage options to suit your specific requirements. Our agents will work closely with you to assess your needs and tailor a landlord insurance policy that provides the right level of protection for your investment properties.

Claims Assistance and Support

In the unfortunate event of a claim, you can count on Richey Insurance Agency to be your advocate. Our experienced agents will guide you through the claims process, ensuring fair and timely compensation. We are here to address any concerns or challenges that may arise, providing you with peace of mind during difficult times.

Speak To Our Experts

281-360-4646

Our Partner Carriers

At Richey Insurance Agency, we have established trusted partnerships with leading insurance carriers. We work with more than 40 insurance carriers:

The Value of Landlord Insurance

Protection Against Property Damage

Your rental property is a significant investment, and protecting it from unexpected events is crucial. Landlord insurance covers property damage caused by perils such as fire, storms, vandalism, and more. With the right coverage, you can have the peace of mind knowing that your property will be repaired or rebuilt, minimizing the financial impact of such events.

Peace of Mind and Financial Protection

Landlord insurance offers invaluable peace of mind by providing financial protection for your rental properties. As a landlord, you understand the risks associated with property ownership, such as property damage, liability claims, loss of rental income, and legal disputes. Having the right landlord insurance policy ensures that you are prepared for these potential challenges and have the necessary support to navigate them.

Testimonials

Don’t just take our word for it. See what our clients have to say about their experience with Richey Insurance Agency:

I have been a landlord for several years, and Richey Insurance Agency has been my trusted partner for landlord insurance. They understand the unique needs of property owners and have always provided me with comprehensive coverage at competitive rates. Their exceptional service and personalized attention make them stand out from the rest.

James M.

Richey Insurance Agency has been invaluable in protecting my investment properties. Their landlord insurance coverage has given me peace of mind knowing that my rental properties are well-protected. The team is professional, knowledgeable, and always available to answer my questions. I highly recommend their services to fellow landlords.

Emily L.

Richey Insurance Agency has been my go-to insurance provider for my rental properties. Their prompt and personalized service sets them apart. Whenever I need assistance or have questions, their team is always there to guide me through the process. I appreciate their dedication and commitment to ensuring I have the right coverage.

Sarah C.

Secure Your Rental Property with Reliable Landlord Insurance

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