Hit the road with confidence! We’ve got you covered!
Save up to 40% on auto insurance per year.
We have access to 100+ leading carriers in Texas to find the best insurance for your car.
“Richey Insurance Agency works for you, not just one insurance agency!”
Aside from being legally required, it’s a protection for everyone on the road. Even defensive drivers can be involved in accidents, and insurance helps cover repair or replacement costs for vehicles. It is a financial security in case of unforeseen events.
Texas has specific requirements, what’s known as 30/60/25 coverage:
Our team is here to guide you throughout the process and will help you find a policy that suits you! Give us a call today!
Prefer a face-to-face conversation? Our doors are always open.
Here’s your Google Map guide:
Car insurance rates in Texas run higher than the national average. A six-month full coverage policy costs around $1,294 on average, which is 18% more than in many other states. Several factors contribute to the pricing, including traffic density, accident statistics, and repair costs. Finding the right balance between affordability and protection starts with comparing quotes from multiple carriers. Richey Insurance Agency simplifies this process by offering access to multiple top-rated insurance providers, ensuring drivers secure the best coverage at the most competitive rates.
Texas law requires drivers to carry at least 30/60/25 liability coverage, which means:
These limits meet the legal requirement, but higher coverage can provide better financial protection.
For You:
For Your Vehicle:
800-776-0633
"Richey Insurance Agency, I love this wonderful company and all the people who work there, they are caring about people like me, that have trouble sometimes communicating or don’t have the resources to get things done right. I’m very grateful to the whole company for their support and fantastic work and help that I’ve been getting from them, thank you guys so much, keep up the good work and amazing attitude as well!"
"Anytime I need something Linda is on top of it. I couldn’t ask for anything better."
"Very responsive, was able to make last minute policy changes."
"My wife and I have been with Richey Insurance for more than 10 years. Probably more than 15yrs. Of all that time, I feel we have very good customer service excluding one time during Covid when they was short on employees and a major insurance company closed policies so they were busy contacting customers and writing new policies. I like how they managed my accounts and hope they stay in business many more years! Lastly, we was helped by Neesha Heesen this last time. Very professional and kept me informed via phone, text and email."
"I had the opportunity to work with Clint Richey and all I can say is that he took such good care of my clients that they were overwhelmed with the excellent customer service. The cost of the insurance policy was substantially lower and the amount of coverage was superior, to other policies that were reviewed. Clint Richey and his staff did a great job, and I will continue to send my clients over to Clint Richey's Insurance Agency."
800-776-0633
Premiums vary based on multiple factors, including:
Adjusting coverage, increasing deductibles, or maintaining a clean record helps keep costs in check.
Finding the right policy starts with comparing multiple providers. Independent agencies, like Richey Insurance, simplify the process by gathering quotes from various carriers. Evaluating coverage options, discounts, and customer service ratings helps secure the best value. Seeking expert advice ensures policies match personal and financial needs without overpaying.
Young drivers have a few ways to reduce their insurance expenses:
Each option helps make coverage more affordable while maintaining solid protection on the road.
Request a free quote using our convenient online form
Prefer to talk to a representative? Our agents are more than happy to help you.
You are welcome to visit our office. We are open Monday - Friday (8 am - 5 pm)
