February 6 2026 Clinton D. Richey
When Does Insurance Cover Water Damage and Mold?
Reviewed and updated in 2026 by the licensed insurance professionals at Richey Insurance Agency to...
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February 6 2026 Clinton D. Richey
Why Home Insurance Costs in Texas Are Rising and How to Lower Yours
Over the past few years, we’ve had the same conversation with homeowners across Texas, sometimes...
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February 3 2026 Clinton D. Richey
Excess Liability vs. Umbrella Insurance: Key Differences
Updated for 2026 based on current liability coverage standards and real client cases we handle at...
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January 23 2026 Clinton D. Richey
Landlord Insurance Statistics You Should Know in 2026
Updated for 2026 by Richey Insurance Agency, based on current carrier pricing, underwriting...
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January 15 2026 Clinton D. Richey
Named Perils vs. Open Perils Insurance: What’s Actually Covered and What Isn’t
When people ask us about named perils versus open perils, they’re usually trying to answer one...
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October 5 2025 Clinton D. Richey
The Difference Between HO2 and HO3 Home Insurance Policies
Reviewed and updated for 2026 by the licensed Texas insurance advisors at Richey Insurance...
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October 4 2025 Clinton D. Richey
How a New Roof Can Lower Your Home Insurance
Updated for 2026 to reflect current Texas underwriting trends, claim data, and market...
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September 28 2025 Clinton D. Richey
What Windstorm Insurance Doesn’t Cover
For many Texas homeowners, windstorm insurance provides peace of mind during hurricane season and...
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September 26 2025 Clinton D. Richey
How Windstorm Insurance Deductibles and Triggers Work
In Texas, homeowners know that high winds, hail, and hurricanes are part of life near the Gulf...
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September 24 2025 Clinton D. Richey
What Happens During A Windstorm Inspection – And What If Your Home Doesn’t Pass?
Texas homeowners along the coast and in wind-prone areas often hear about “windstorm...
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