Get Affordable Home Insurance with the Right Coverage
“Richey Insurance Agency works for you, not just one insurance agency!”
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Richey Insurance Agency helps homeowners across Texas find reliable protection. While many of our clients are in Houston, we proudly serve Lufkin residents as well. With access to over 40 top-rated insurance carriers, we compare options to find the best fit for each homeowner, no matter the location.
A well-structured policy protects more than just the house. Coverage options include:
Securing reliable coverage at the right price is important for homeowners in Kingwood. Our focus is on delivering policies that provide optimal protection against common risks in Kingwood, while helping you avoid overpaying. With our expertise, we find the ideal balance between cost and coverage, making sure you get the most value from your policy.
Yes, but only up to the policy’s limit for valuables. If high-value jewelry needs additional protection, a personal articles policy might be a better fit.
State laws don’t mandate home insurance, but mortgage lenders often require it as part of the loan agreement.
Several elements influence pricing, including:
A standard homeowner’s policy isn’t designed for rental properties. If tenants move in, a Dwelling (Landlord’s) Insurance Plan provides the right protection. Learn more about landlord insurance here.
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You are welcome to visit our office. We are open Monday - Friday (8 am - 5 pm)