Save Up to 40% Per Year on Home Insurance
Get the protection you deserve at a rate you can afford.
We have access to 100+ leading carriers in Texas to find the best insurance for your home and family.
“Richey Insurance Agency works for you, not just one insurance agency!”
Our team is here to guide you throughout the whole process and will help you find the best insurance coverage for your Kingwood home.
Prefer a face-to-face conversation? Our doors are always open.
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At Richey Insurance Agency, we are dedicated to connecting homeowners in Kingwood, Texas, with insurance solutions tailored to their unique needs. With access to over 100 top-rated carriers, we offer a wide range of policies designed to provide reliable coverage at competitive rates.
Our team takes the time to analyze each client’s situation to recommend the best options for their home and budget. From standard policies to specialized coverage, we address the risks that matter most to Kingwood homeowners. Protecting your property is our priority, and we work hard to deliver peace of mind through dependable and affordable insurance solutions.
Securing reliable coverage at the right price is important for homeowners in Kingwood. Our focus is on delivering policies that provide optimal protection against common risks in Kingwood, while helping you avoid overpaying. With our expertise, we find the ideal balance between cost and coverage, making sure you get the most value from your policy.
Homeowners insurance in Kingwood should cover the risks unique to the area. Kingwood is prone to hurricanes, heavy rainfall, and flooding. Standard home insurance policies don’t cover flood damage, so consider adding a separate flood insurance policy to protect your property from water-related risks.
A comprehensive policy should include coverage for your dwelling, personal property, liability, and additional living expenses in case of an emergency. If you own high-value items, consider adding riders to ensure proper coverage.
When purchasing homeowners insurance, compare different providers to find the best fit for your needs. Richey Insurance is ready to assist with this process.
Add-ons like windstorms, water backups, and flood endorsements are worth considering for comprehensive protection. Additionally, you may be able to reduce premiums by taking advantage of discounts for safety features, bundling policies, or opting for higher deductibles.
In Kingwood, additional coverage options can address specific risks beyond a standard policy:
Speak To Our Experts
281-360-4646
"Richey Insurance Agency, I love this wonderful company and all the people who work there, they are caring about people like me, that have trouble sometimes communicating or don’t have the resources to get things done right. I’m very grateful to the whole company for their support and fantastic work and help that I’ve been getting from them, thank you guys so much, keep up the good work and amazing attitude as well!"
"If you want to save thousands of dollars on home owners insurance this is the company. They'll do all the research for Auto and Home Owners and gave you all kinds of options! You owe it to yourself to at least have them check what's available."
"I would like to HIGHLY RECOMMEND Riches Insurance Agency for anyone that is shopping around for insurance!!! I am SO VERY HAPPY to say that collectively they just saved me $1,921/yr on my Home and TWIA insurance!!! Abbey is absolutely AMAZING, she is very thorough and helped me to understand all of my options!!!! Thank you very much, I greatly appreciate all your efforts!"
"My wife and I have been with Richey Insurance for more than 10 years. Probably more than 15yrs. Of all that time, I feel we have very good customer service excluding one time during Covid when they was short on employees and a major insurance company closed policies so they were busy contacting customers and writing new policies. I like how they managed my accounts and hope they stay in business many more years! Lastly, we was helped by Neesha Heesen this last time. Very professional and kept me informed via phone, text and email."
"I had the opportunity to work with Clint Richey and all I can say is that he took such good care of my clients that they were overwhelmed with the excellent customer service. The cost of the insurance policy was substantially lower and the amount of coverage was superior, to other policies that were reviewed. Clint Richey and his staff did a great job, and I will continue to send my clients over to Clint Richey's Insurance Agency."
Speak To Our Experts
346-250-0962
It is recommended to get at least three quotes to compare coverage options and pricing. Richey Insurance Agency simplifies this process by working with over 100 top-rated carriers to find the most competitive and comprehensive policies for you.
Homeowners insurance typically covers:
Additional Living Expenses: Costs for temporary housing if your home becomes uninhabitable.
One effective way to lower your premium is to increase your deductible. While this means you pay more out-of-pocket for claims, it reduces the overall policy cost. Additionally, installing safety features and bundling insurance policies may lead to further savings.
Shopping around is beneficial for finding better rates and coverage. Comparing policies from multiple carriers can help identify cost-effective options that align with your needs. Richey Insurance Agency handles this comparison process, saving you time while delivering tailored recommendations.
Request a free quote using our convenient online form
Prefer to talk to a representative? Our agents are more than happy to help you.
You are welcome to visit our office. We are open Monday - Friday (8 am - 5 pm)
