Speak To Our Experts
Low Cost, Reliable Protection Tailored to Your Home
“Richey Insurance Agency works for you, not just one insurance agency!”
Richey Insurance Agency, LLC 196 Google reviewsPosted on Texas Comfort Systems LLCTrustindex verifies that the original source of the review is Google. We have worked with this insurance company for over 10 years. They have consistently provided reliable coverage, responsive service, and clear guidance when we’ve needed it most. We appreciate the long-term relationship and professionalism.Posted on Carla RowlettTrustindex verifies that the original source of the review is Google. Mr. Paul was very helpful in meeting my insurance needs. Also their price was less than what was quoted by other agentsPosted on Edward RamirezjrTrustindex verifies that the original source of the review is Google. Respectful and courteous! Meets all demands and questions. Very cooperative. Paul is very easy to work with. Thank you guys!Posted on Pamela WynnTrustindex verifies that the original source of the review is Google. Paul was very kind and very helpfulPosted on Tracey BuckTrustindex verifies that the original source of the review is Google. Richey Insurance is the best!!!Posted on Brian RobisonTrustindex verifies that the original source of the review is Google. Great service
It only takes a few moments to complete the form, request a quote now!
The image provided is a representation of what your quote will look like.
A homeowners insurance quote gives you an upfront idea of what your policy might cost. It’s based on details like your home’s age, where it’s located, how much coverage you want, and the deductible amount you choose. Think of it as a starting point—not a commitment—so you can compare and decide with confidence.
It depends on how the damage happened. If a pipe breaks suddenly and floods your floor, that’s typically covered. But gradual leaks or issues caused by poor maintenance usually aren’t. It’s always good to know how your specific policy treats different types of water-related events.
Basic policies often include a small amount of coverage for boats, but it’s limited. Damage to smaller watercraft might be included, but liability and higher-value boats typically require separate protection. If you own a boat, ask about add-ons or standalone policies that fit the way you use it.