Save Up to 40% Per Year on Home Insurance
Get the protection you deserve at a rate you can afford.
We have access to 100+ leading carriers in Texas to find the best insurance for your home and family.
“Richey Insurance Agency works for you, not just one insurance agency!”
Our team is here to guide you throughout the whole process and will help you find the best insurance coverage for your home in Humble.
Prefer a face-to-face conversation? Our doors are always open.
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At Richey Insurance Agency, we know the value of protecting your home and belongings from unexpected events like fire, theft, and severe weather. Humble experiences its share of unpredictable conditions, including heavy rains and flooding, which can cause significant damage to properties. Home insurance provides the financial protection necessary to recover from these situations.
A well-rounded policy covers repair costs, replacements, and medical expenses related to accidents on your property. For homeowners, it’s more than peace of mind—it’s a safeguard against the financial strain that can come from unforeseen events. With mortgage lenders often requiring home insurance, it is a necessary step in securing homeownership.
In a place like Humble, where weather risks are a constant concern, having reliable home insurance allows homeowners to bounce back quickly without the burden of expensive repairs or replacements.
Homeowners in Humble can enhance their insurance policies with a range of add-ons that provide extra protection for unique risks. Some options include:
At Richey Insurance Agency, we follow a structured process to customize home insurance plans tailored to your needs. We start by assessing your home’s location, size, and value, along with potential risks like flood zones, weather conditions, and local building costs. Based on this evaluation, we design a policy that provides comprehensive property coverage to protect your home’s structure against risks such as fire, wind, and vandalism.
Next, we review your personal belongings, including furniture, electronics, and other valuables, to determine the appropriate level of personal property coverage. Liability coverage is then added to safeguard you against financial losses in case of injuries to others or property damage caused by you. Medical expense coverage is included to cover medical bills for injuries that occur on your property, regardless of fault. Lastly, we incorporate living expense coverage to cover temporary housing costs if your home becomes uninhabitable due to a covered event. Our step-by-step approach ensures your policy is thorough, effective, and aligned with your unique situation.
Richey Insurance Agency stands out as a trusted partner for home insurance in Humble. We bring over 16 years of experience and a deep understanding of the local market to the table. Our team works with a wide range of top-rated carriers to provide you with competitive rates and tailored coverage options.
We focus on providing clear, straightforward solutions to meet your home insurance needs. Our goal is to offer reliable protection while making the process as simple as possible. With Richey Insurance Agency, you can count on personalized service, expertise, and the support you need to protect your home and family.
Speak To Our Experts
281-360-4646
"Richey Insurance Agency, I love this wonderful company and all the people who work there, they are caring about people like me, that have trouble sometimes communicating or don’t have the resources to get things done right. I’m very grateful to the whole company for their support and fantastic work and help that I’ve been getting from them, thank you guys so much, keep up the good work and amazing attitude as well!"
"If you want to save thousands of dollars on home owners insurance this is the company. They'll do all the research for Auto and Home Owners and gave you all kinds of options! You owe it to yourself to at least have them check what's available."
"I would like to HIGHLY RECOMMEND Riches Insurance Agency for anyone that is shopping around for insurance!!! I am SO VERY HAPPY to say that collectively they just saved me $1,921/yr on my Home and TWIA insurance!!! Abbey is absolutely AMAZING, she is very thorough and helped me to understand all of my options!!!! Thank you very much, I greatly appreciate all your efforts!"
"My wife and I have been with Richey Insurance for more than 10 years. Probably more than 15yrs. Of all that time, I feel we have very good customer service excluding one time during Covid when they was short on employees and a major insurance company closed policies so they were busy contacting customers and writing new policies. I like how they managed my accounts and hope they stay in business many more years! Lastly, we was helped by Neesha Heesen this last time. Very professional and kept me informed via phone, text and email."
"I had the opportunity to work with Clint Richey and all I can say is that he took such good care of my clients that they were overwhelmed with the excellent customer service. The cost of the insurance policy was substantially lower and the amount of coverage was superior, to other policies that were reviewed. Clint Richey and his staff did a great job, and I will continue to send my clients over to Clint Richey's Insurance Agency."
Speak To Our Experts
346-250-0962
Yes, you can buy homeowners insurance online through Richey Insurance Agency. Our user-friendly online platform makes it easy to request a quote and get coverage that fits your needs.
Homeowners insurance may cover lost jewelry, but only up to a specific limit outlined in your policy. For higher-value items, you may need additional coverage, like a personal property rider or endorsement.
Homeowners insurance premiums in Humble can be higher due to factors like high property values, flood risks, severe weather patterns, and local construction costs. The cost of coverage reflects these factors to ensure you are fully protected.
To lower your homeowners insurance cost, consider increasing your deductible, bundling policies, or installing safety features like security systems or fire alarms. Our team can help you explore the best options for reducing your premium while maintaining adequate coverage.
Request a free quote using our convenient online form
Prefer to talk to a representative? Our agents are more than happy to help you.
You are welcome to visit our office. We are open Monday - Friday (8 am - 5 pm)
