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“Richey Insurance Agency works for you, not just one insurance agency!”
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With Richey Insurance Agency, pairing your home and auto insurance with the same provider may lower your premiums by up to 25%. Boats, motorcycles, RVs, and umbrella policies can be added for even more value.
One plan, one provider, and fewer bills to manage plus the potential for significant savings. Talk with a Richey Insurance Agency agent to find out what discounts are available for your policy combination.
A typical policy includes protection for the home’s structure, personal property, liability claims, and temporary living expenses if a covered loss leaves your home uninhabitable.
Local homeowners may face hailstorms, wind damage, severe thunderstorms, and occasional flooding factors that can affect coverage choices and rates.
Coverage usually excludes foundation repairs unless the damage stems from a covered peril, such as sudden water damage from a burst pipe. General wear or maintenance issues are excluded.
In most cases, yes. Standard policies typically include coverage for hail damage affecting the roof, siding, and other structures, subject to your deductible and policy conditions.
Choose a dwelling coverage limit that matches current rebuilding costs for your home, and make sure your personal property and liability limits are sufficient for your situation.
Request a free quote using our convenient online form
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You are welcome to visit our office. We are open Monday - Friday (8 am - 5 pm)
