February 3 2026 Clinton D. Richey
Excess Liability vs. Umbrella Insurance: Key Differences
Updated for 2026 based on current liability coverage standards and real client cases we handle at...
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January 15 2026 Clinton D. Richey
Named Perils vs. Open Perils Insurance: What’s Actually Covered and What Isn’t
When people ask us about named perils versus open perils, they’re usually trying to answer one...
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October 5 2025 Clinton D. Richey
The Difference Between HO2 and HO3 Home Insurance Policies
Reviewed and updated for 2026 by the licensed Texas insurance advisors at Richey Insurance...
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October 4 2025 Clinton D. Richey
How a New Roof Can Lower Your Home Insurance
Updated for 2026 to reflect current Texas underwriting trends, claim data, and market...
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