October 8 2025 Clinton D. Richey
How Your Credit Score Affects Home Insurance Rates in Texas (and How to Improve It)
Most Texas homeowners expect their premiums to rise because of things like hailstorms, hurricane...
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October 7 2025 Clinton D. Richey
What to Do If Your Home Insurance Is Non-Renewed or Canceled
Receiving a notice that your home insurance will end can feel like a setback. It often arrives...
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October 6 2025 Clinton D. Richey
Why Was My Home Insurance Canceled or Not Renewed?
Home insurance gives Texas homeowners a sense of security — until a letter arrives saying the...
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October 5 2025 Clinton D. Richey
The Difference Between HO2 and HO3 Home Insurance Policies
Reviewed and updated for 2026 by the licensed Texas insurance advisors at Richey Insurance...
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October 4 2025 Clinton D. Richey
How a New Roof Can Lower Your Home Insurance
Updated for 2026 to reflect current Texas underwriting trends, claim data, and market...
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September 28 2025 Clinton D. Richey
What Windstorm Insurance Doesn’t Cover
For many Texas homeowners, windstorm insurance provides peace of mind during hurricane season and...
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September 26 2025 Clinton D. Richey
How Windstorm Insurance Deductibles and Triggers Work
In Texas, homeowners know that high winds, hail, and hurricanes are part of life near the Gulf...
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September 24 2025 Clinton D. Richey
What Happens During A Windstorm Inspection – And What If Your Home Doesn’t Pass?
Texas homeowners along the coast and in wind-prone areas often hear about “windstorm...
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September 23 2025 Clinton D. Richey
How to Get a WPI-8 Certificate (Proof of Windstorm Compliance)
For homeowners along the Texas coast, strong winds and hurricanes aren’t a distant...
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September 22 2025 Clinton D. Richey
Which Texas Homes and Counties Need a WPI-8 Certificate?
For many Texas homeowners, the phrase “WPI-8 certificate” comes up during a home purchase,...
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