Hit the road with confidence! We’ve got you covered!
Save up to 40% on auto insurance per year.
We have access to 100+ leading carriers in Texas to find the best insurance for your car.
“Richey Insurance Agency works for you, not just one insurance agency!”
Aside from being legally required, it’s a protection for everyone on the road. Even defensive drivers can be involved in accidents, and insurance helps cover repair or replacement costs for vehicles. It is a financial security in case of unforeseen events.
Texas has specific requirements, what’s known as 30/60/25 coverage:
Our team is here to guide you throughout the process and will help you find a policy that suits you! Give us a call today!
Prefer a face-to-face conversation? Our doors are always open.
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Finding affordable auto insurance without giving up quality can seem difficult. With access to over 100 top carriers, we make it easier to secure a policy that fits both budget and coverage needs. In Harris County, factors like driving history, vehicle type, and location influence pricing, but that doesn’t mean settling for higher costs. We help drivers find the right balance between protection and savings.
Auto insurance rates may be rising, but bundling policies is a smart way to lower costs. Combining auto coverage with home or renters insurance often unlocks discounts of 10% or more. Many Harris County residents who bundle policies reduce their overall premiums while keeping strong protection in place. Let us help you find the best bundling options to maximize savings.
Speak To Our Experts
281-360-4646
"Richey Insurance Agency, I love this wonderful company and all the people who work there, they are caring about people like me, that have trouble sometimes communicating or don’t have the resources to get things done right. I’m very grateful to the whole company for their support and fantastic work and help that I’ve been getting from them, thank you guys so much, keep up the good work and amazing attitude as well!"
"Anytime I need something Linda is on top of it. I couldn’t ask for anything better."
"Very responsive, was able to make last minute policy changes."
"My wife and I have been with Richey Insurance for more than 10 years. Probably more than 15yrs. Of all that time, I feel we have very good customer service excluding one time during Covid when they was short on employees and a major insurance company closed policies so they were busy contacting customers and writing new policies. I like how they managed my accounts and hope they stay in business many more years! Lastly, we was helped by Neesha Heesen this last time. Very professional and kept me informed via phone, text and email."
"I had the opportunity to work with Clint Richey and all I can say is that he took such good care of my clients that they were overwhelmed with the excellent customer service. The cost of the insurance policy was substantially lower and the amount of coverage was superior, to other policies that were reviewed. Clint Richey and his staff did a great job, and I will continue to send my clients over to Clint Richey's Insurance Agency."
Speak To Our Experts
346-250-0962
Auto insurance provides financial protection in case of accidents, theft, or damage to your vehicle. If a claim is filed, the insurance company helps cover costs based on the policy’s terms. Coverage options range from liability to comprehensive, each serving a specific purpose. Choosing the right plan depends on driving habits, budget, and coverage needs.
Auto insurance protects against a variety of risks, including accidents, theft, and weather-related damage. Basic policies include liability coverage for injuries and property damage caused to others. Comprehensive coverage helps with losses from theft, vandalism, and natural disasters. Collision coverage pays for repairs or replacements after an accident. Selecting the right mix of coverage helps safeguard against unexpected expenses.
The cost of auto insurance depends on multiple factors. Coverage type, vehicle value, and driving record all play a role in determining rates. Location matters too—high-traffic areas like Harris County may have higher premiums. On the other hand, a car with strong safety ratings could qualify for lower costs. Comparing options helps find a balance between affordability and protection.
Request a free quote using our convenient online form
Prefer to talk to a representative? Our agents are more than happy to help you.
You are welcome to visit our office. We are open Monday - Friday (8 am - 5 pm)
