Hurricane season rolls around each year, but no two seasons look the same. In Texas, preparation isn’t optional—it’s smart planning. From reviewing last year’s lessons to updating your coverage and stormproofing your home, this guide walks you through what matters most before the winds pick up again.
Last year served as a reminder that hurricane seasons can turn intense without much notice. In May 2024, a derecho blasted through the Greater Houston area, snapping limbs, knocking down power lines, and leaving large sections of The Heights, Downtown Houston, and nearby suburbs in the dark.
The cleanup had barely begun when Hurricane Beryl arrived in early July, repeating the cycle of wind damage and widespread outages. Just weeks before that, Tropical Storm Alberto skimmed the coast, raising alarms even though it didn’t make a direct hit.
Compared to 2023, the state caught a small break on the drought front. Wildfire risk remained low for most of the year. But winter brought its own set of complications. In January 2025, freezing rain, snow, and sleet moved across the Texas Gulf Coast, disrupting travel and infrastructure.
Forecasts from the National Hurricane Center had predicted an active season with 17 to 25 named storms. The final count landed at 18, with 11 developing into hurricanes. That prediction was right on target. Texans dealt with plenty.
Let’s look at what 2025 might bring. According to WeatherBell Analytics LLC, the early outlook shows a slightly calmer year compared to 2024. Here’s what they project:
| Category | Forecasted Range |
|---|---|
| Named Storms | 15 to 19 |
| Hurricanes | 7 to 9 |
| Major Hurricanes (Category 3+) | 2 to 3 |
Sea surface temperatures in the Main Development Region are trending cooler. That can limit tropical storm formation. However, warmer water farther north might open the door for rapid development in places that usually stay quiet.
We’re still waiting on additional forecasts from Colorado State (due April 3) and NOAA (due May 15). Once those numbers come in, it will be easier to spot patterns and prepare accordingly.
It only takes one storm making landfall to turn a quiet season into a disaster. Early planning remains wise.
Source: Hurricane Season 2025 Forecast – KPEL News
Many Texas homeowners don’t realize that standard policies often exclude wind or hurricane-specific damage. For those along the Gulf Coast or in high-risk areas, a separate windstorm policy is often needed.
Here’s a quick breakdown of what windstorm insurance typically covers:
Reviewing coverage early in the year gives homeowners time to adjust policies before peak storm months.
The Texas Windstorm Insurance Association (TWIA) provides a fallback option for residents in designated coastal counties who are unable to get wind and hail coverage through the private market.
For some, TWIA policies are the only viable solution. It’s worth knowing how it fits into the larger picture of storm preparation. Richey Insurance Agency works with TWIA policies, helping clients in coastal communities secure protection when private options fall short. The process includes verifying property eligibility, working through windstorm inspections, and making sure coverage limits align with property values.
If you’re aiming to reduce costs ahead of hurricane season, our guide on getting windstorm insurance discounts before hurricane season in Texas explains practical ways to save.
Preparation goes beyond buying water and batteries. Texans can benefit from expert-backed advice on protecting homes, vehicles, and rental properties. Here are a few trusted resources:
Protect Your Home & Auto from Texas Storms in 2025 Tornadoes Hail & Hurricanes: Learn how to storm-proof your property and reduce risk before severe weather hits.
The Importance of Roof Inspections Before 2025 Hurricane Season Hits: Your roof is your first line of defense. Inspections can catch minor problems before they turn into leaks or structural issues.
Does Landlord Insurance Cover Wind and Hail Damage to Rental Properties: Rental property owners can learn which damages are typically included and what gaps may need to be filled.
Each of these guides offers clear steps to follow and actionable tips to minimize damage.
The 2024 season made it clear: storms don’t always give much warning. Recovery takes longer than most expect. And no area is truly immune.
Texans planning ahead now will be better off if a storm makes landfall. Secure the right policies. Make repairs. Stay updated on forecasts.
Preparation doesn’t prevent storms. But it softens the blow.
