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Low Cost, Reliable Protection Tailored to Your Home
“Richey Insurance Agency works for you, not just one insurance agency!”
Posted on Sha RogersTrustindex verifies that the original source of the review is Google. Jeri, Paul, and the entire team at The Richey Insurance Agency are exceptional—always flexible, efficient, and highly skilled. Their communication, whether by phone or text, is truly unmatched. They take the time to understand your needs and consistently secure the most cost-effective insurance options. I’ve recommended them to friends and family because they remove the stress from finding affordable coverage. It’s a relief to know that each year, everything is handled seamlessly and there’s nothing to worry about.Posted on Danny SackettTrustindex verifies that the original source of the review is Google. They are very responsive to my insurance needs. When I wasn’t happy with my policy costs,they were quick to shop my home around and get me better pricing. Would highly recommend them to anyone.Posted on lilastroboyTrustindex verifies that the original source of the review is Google. Neil was very helpful. He went the extra mile to make sure I am getting the best renewal quote for my home insurance.Posted on Debra HenryTrustindex verifies that the original source of the review is Google. Christian Caballero....thanks for all your help.
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A homeowners insurance quote gives you an upfront idea of what your policy might cost. It’s based on details like your home’s age, where it’s located, how much coverage you want, and the deductible amount you choose. Think of it as a starting point—not a commitment—so you can compare and decide with confidence.
It depends on how the damage happened. If a pipe breaks suddenly and floods your floor, that’s typically covered. But gradual leaks or issues caused by poor maintenance usually aren’t. It’s always good to know how your specific policy treats different types of water-related events.
Basic policies often include a small amount of coverage for boats, but it’s limited. Damage to smaller watercraft might be included, but liability and higher-value boats typically require separate protection. If you own a boat, ask about add-ons or standalone policies that fit the way you use it.