22001 Northpark Dr, Ste 230, Kingwood, TX 77339 service@richeyinsurance.com quote@richeyinsurance.com

Home Insurance Quote in Colleyville, TX

Affordable, Reliable Protection Backed by 100+ Top-Rated Carriers

“Richey Insurance Agency works for you, not just one insurance agency!”

Our Sample Colleyville Homeowners Quote

Example Homeowners Quote

It only takes a few moments to complete the form, request a quote now!

The image provided is a representation of what your quote will look like.

What Homeowners Insurance Add-Ons Can Better Protect You?

Your base policy might cover the basics, but Colleyville homeowners often need a few extras to sleep better at night. Let’s look at popular policy enhancements that add meaningful protection:

Add-On Coverage Why It Matters
Flood Insurance Regular rain or nearby creeks can quickly overflow.
Water Backup Damage Sump pump failure or backed-up drains aren’t part of standard plans.
Jewelry Insurance Valuable pieces deserve more than minimal coverage.
Umbrella Policy Extra liability protection can shield your finances.

Talk to our team about which add-ons make the most sense for your property.

How Much Does It Cost to Protect Your Home?

Premiums don’t come from thin air—they’re built around specific factors. Below are some elements insurers use to determine your rate:

  • Property Value – The more your home is worth, the more it costs to insure.
  • Reconstruction Cost – Insurance follows the cost to rebuild, not resale value.
  • Location Risks – High-crime areas may bump up rates.
  • Fire Access – Homes closer to a hydrant or fire station are often cheaper to cover.

Want to know where you stand? Get a free quote today—we’ll help you break it all down.

What Weather Threats Put Your Home at Risk in Colleyville?

Colleyville sees more than its fair share of weather events that could affect your policy.

  • Tornadoes: The city averages around four tornadoes each year.
  • Flooding: Big Bear and Little Bear Creek have a history of overflow during storms.
  • Hurricanes: The area has recorded three hurricane incidents within 150 miles since 2000.
  • Earthquakes: While technically possible, only 118 minor events have been recorded since 1931.

Preparedness starts with knowing what you’re up against—and tailoring your insurance to match.

Frequently Asked Questions

Raising your deductible often lowers your premium. Just keep in mind that claims will cost more out of pocket.

Some carriers offer price breaks for retirees, particularly those who stay home during the day. Ask us to help you find one.

Start with these steps:

  • Bundle home and auto policies
  • Install security systems
  • Stay claims-free
  • Maintain a solid credit score
  • Request every discount you’re eligible for

The fastest way is through an independent agency like ours. We’ll compare dozens of top carriers in minutes and give you real options without pressure.

Get In Touch with Us!

Online Form

Request a free quote using our convenient online form

Call A Representative

Prefer to talk to a representative? Our agents are more than happy to help you.

Office Visit

You are welcome to visit our office. We are open Monday - Friday (8 am - 5 pm)