Hit the road with confidence! We’ve got you covered!
Save up to 40% on auto insurance per year.
We have access to 100+ leading carriers in Texas to find the best insurance for your car.
“Richey Insurance Agency works for you, not just one insurance agency!”
Aside from being legally required, it’s a protection for everyone on the road. Even defensive drivers can be involved in accidents, and insurance helps cover repair or replacement costs for vehicles. It is a financial security in case of unforeseen events.
Texas has specific requirements, what’s known as 30/60/25 coverage:
Our team is here to guide you throughout the process and will help you find a policy that suits you! Give us a call today!
Prefer a face-to-face conversation? Our doors are always open.
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Speak To Our Experts
281-360-4646
"Richey Insurance Agency, I love this wonderful company and all the people who work there, they are caring about people like me, that have trouble sometimes communicating or don’t have the resources to get things done right. I’m very grateful to the whole company for their support and fantastic work and help that I’ve been getting from them, thank you guys so much, keep up the good work and amazing attitude as well!"
"Anytime I need something Linda is on top of it. I couldn’t ask for anything better."
"Very responsive, was able to make last minute policy changes."
"My wife and I have been with Richey Insurance for more than 10 years. Probably more than 15yrs. Of all that time, I feel we have very good customer service excluding one time during Covid when they was short on employees and a major insurance company closed policies so they were busy contacting customers and writing new policies. I like how they managed my accounts and hope they stay in business many more years! Lastly, we was helped by Neesha Heesen this last time. Very professional and kept me informed via phone, text and email."
"I had the opportunity to work with Clint Richey and all I can say is that he took such good care of my clients that they were overwhelmed with the excellent customer service. The cost of the insurance policy was substantially lower and the amount of coverage was superior, to other policies that were reviewed. Clint Richey and his staff did a great job, and I will continue to send my clients over to Clint Richey's Insurance Agency."
Speak To Our Experts
346-250-0962
Richey Insurance Agency helps Kingwood drivers find quality coverage at the right price. Many save hundreds each year by comparing options, and we make that process simple. With access to over 100 top-rated carriers, we match drivers with policies that fit their budget. Safe driving discounts, policy bundling, and flexible deductibles help lower costs while maintaining solid protection. Get a quote today and start saving.
A higher deductible often means lower monthly costs, but it also means paying more upfront in case of an accident. Some drivers choose a lower deductible for peace of mind, while others prioritize lower premiums. Finding the right balance between affordability and protection is key.
Several factors contribute to premium rates. A history of claims, traffic violations, and even credit score can push costs higher. In many states, poor credit is seen as a risk factor, leading to increased rates. Location, age, and type of vehicle also influence pricing.
Changing providers frequently has no penalties, as long as coverage remains active. Some drivers shop around to find better rates, while others stay with one insurer for loyalty benefits. Comparing options regularly can reveal savings, but consistency may come with added perks.
Many insurers use credit-based insurance scores as part of their pricing model. A strong credit history can lead to lower rates, while a lower score may result in higher premiums. Payment history, outstanding debt, and credit utilization all play a role in how rates are calculated.
Insurance companies don’t just look at the city or state—they get specific. A single ZIP code can impact rates based on accident frequency, theft reports, and repair costs in the area. Parking in a neighborhood with a high rate of vandalism or uninsured drivers may lead to higher premiums. Location matters, even within the same city.
Request a free quote using our convenient online form
Prefer to talk to a representative? Our agents are more than happy to help you.
You are welcome to visit our office. We are open Monday - Friday (8 am - 5 pm)
